In all honesty they may not be a financial obligation collector I would personally care to approach with concern about a financial obligation i might or may well not owe.

In all honesty they may not be a financial obligation collector I would personally care to approach with concern about a financial obligation i might or may well not owe.

You can ask SS on their own? Did you have got a complete large amount of loans through them? You could put in an affordability complaint and that would probably throw up what happened to the last loan if you did.

Thank you for the response, I’d imagine it absolutely was about a few years, there’s nothing showing on my reports. Possibly I’ll simply wait to see if we hear from their store. All post is been forwarded from old target so any correspondence would has been received by me from their website.

I’ve been studying the feedback recently and have always been happy to see folks have been having some success with refunds.

I will be nevertheless waiting to know the end result of NIck H arbitration which he stated ended up being planned sometime in September ’17 before We distribute my claim to your OAFS due to a “i believe it is a statute banned outstanding financial obligation” with Pounds to Payday that We don’t want to acknowledge on paper if my claim possibly wouldn’t become successful.

Nonetheless, my question that is current is i have already been reading in past articles that:

“They wont budge on loans before 2011, they make that clear. They would not have to adhere to any legislation pre 2011.”

My final loan was at FEB 2009, therefore I have always been concerned they won’t even ponder over it.

Has anyone possessed a payout with a pre 2020 loan?

The Hitman says

I’ve had a tremendously comparable idea today with mine, when i had loans from 2019-2020

Well eventually got a response that is final SS they don’t acknowledge any incorrect doing but will waive the outstanding £450 stability! Gone back a times that are few the previous few months absolutely nothing straight straight back from their website threatened OAFS nevertheless nothing. Ashamed to say 9 consecutive loans with SS all post 2011 alongside 10-15 other month-to-month payday advances because of my monetary stress and a dark dark time bank statements Indiana installment loans laws and credit history reveal the extent of borrowing and just how dependant I became on these loans so I’m maybe not supporting down with this as should they had done appropriate checks i must say i wouldn’t have already been offered any style of credit! Anyhow I’ve dealt because of the other lenders a few of which decided to go to FOS and upheld.

Long tale short I’ve emailed OaFS and they’ve got been therefore helpful. Today once I emailed them for addesss and bank details to lodge my problem using them they stated ahead on all of the e-mails I’ve delivered them and they’re going to e-mail SS/Northway and chase up before an official problem in order for was done today and let’s see when they react otherwise publishing my kinds and all sorts of evidence and longing for a good result! They are doing tbink since they weren’t managed into the U.K. or by FCA and away from reach of FoS they can simply dismiss people and I also might have ignore it if it wasn’t with this web page therefore many thanks!

Only one final little bit of information for you personally to my nowadays settled loan. OAFS have refunded my 25 Euro charges when I accepted the offer that I’d from Northway, even though we most likely, well positively, will never have experienced that offer without having there input. Great solution.

Pertaining to the remarks I made about PTPD perhaps maybe not budging on loans pre 2011 then this is certainly one thing you will need to challenge. That’s the information they explained I had ten loans pre 2011 from 2009 and through 2010 in me uncertain terms. I did not get the chance to challenge this as I accepted an improved offer. However you should.

Hi here I have begun the OAFS process – I’m sure it is pretty adjustable, but could somebody provide me personally an idea that is vague to just how long it took from the period? Have always been we taking a look at another month or two to eliminate?

I’d want to understand this to!

August i received my receipt and registration of the complaint at the end of.

The things I will state however will be the people at OAFS are particularly helpful and would gladly spend our Financial Ombudsman an amount that is similar a solution nearly as good.

Sara (Financial Obligation Camel) says

The FOS gets one thousand pay day loan complaints a thirty days. 68% are increasingly being upheld. We question the OAFS gets 50.

I’ve been dealing with for approximately a few months now and may have my hearing adjudicates by the finish with this thirty days

Hi all, Northway have taken care of imme personallydiately me with my declaration of take into account Swift Sterling but have actually stated if it doesn’t go to them as they no longer own Swift Sterling a complaint cannot be directed to them so who do I put a complaint into?

We directed problem for them I paid, they granted the loans and I believe it is they who are the irresponsible lender as they received the interest.

Sara (Financial Obligation Camel) says

The grievance is going to Northway. Ignore their cautiously worded message – legally it is proper but just about everyone checks out it the incorrect means…

Nick H – any upgrade on the adjudication?

Nevertheless waiting on it to verify the date regarding the hearing.

I’ve sent a chase e-mail as I will need to arrange time off to attend this via google hangouts today

Samuel Hall says

Presently in mediation with Northway plus they have actually provided money of 115 (I’m owed with interest and charges near to 3k ) my loans had been applied for in 2007 many of them post legislation change in April 2007, does anybody understand the date poundstilpayday became controlled by the OFT ?

Sara (Financial Obligation Camel) says

I’m not sure it ever was OFT controlled.

Comparable figures if you ask me. Their provides had been a laugh so my mediation failed.