UNSECURED LOANS. Canstar champion five years in a line

UNSECURED LOANS. Canstar champion five years in a line

Borrow as much as $50K unsecured

Personalised prices from 6.99per cent p.a. В№

Apply now obtain a quote Won’t affect your credit rating

Harmoney Investor Center

See our Investor Centre to see our prospectus and also to find out about Harmoney.

just just What our clients state

YEAH RIGHT. I believe that name belongs to HARMONEY. Many thanks Harmoney. Whenever are you currently starting banking services? Auckland, brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding your loan and supply us some factual statements about your self along with your funds.

2. Get the loan terms

We offer you loan that is detailed along with your rate of interest, borrowing limitation, and repayments.

3. Ensure you get your cash

Accept your loan terms and supply some last details. Many loans placed in the market are completely funded in 24 hours or less.

That which we provide

$2K – $50K
Loan restrictions
3 or five years
Loan terms
$200 or $450
Establishment charge
Early payment cost
  • All loans are unsecured
  • Prices from 6.99per cent p.a. – 24.69% p.a. В№
  • Your price is fixed when it comes to life of the mortgage
  • It is possible to repay regular, fortnightly or month-to-month
  • Establishment charge of $200 for loans under $5,000 ВІ
  • Establishment charge of $450 for loans $5,000 and over ВІ
Get an estimate that is quick

Get an instant concept of your interest as well as your repayements utilizing our unsecured loan calculator.

Obtain the loan that actually works for you

Save money time residing much less time finding out just how to purchase the thing you need.


No queues with no requirement for embarrassing in person conferences.


Rates of interest derive from your specific credit assesment – maybe maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the funds shall maintain your bank account in 1-3 company times.

Forms of unsecured loans

Assist for pretty much what you require.


Effortlessly combine your outstanding debts into one payment that is easy one fixed rate of interest.


Worrying all about investing in training isn’t any assistance if you are wanting to learn. Reduce stress by addressing costs with a scholarly training loan.


Got your attention on that used or new automobile? Our car loan will help enable you to get down on your way.


Generate memories because of the journey of a very long time. See household, a travel that is favourite, or someplace you have payday loans Texas constantly desired to get.


A marriage loan will allow you to attain just what in store for that day that is special.


You kickstart your growth whether you own a business or are starting a new one, a personalised business loan may help.


A medical loan usually takes the stress away and stress of medical center costs and permit you to definitely entirely concentrate on your wellbeing.


A house enhancement loan may help the living is achieved by you spaces that you have got imagined of getting.

We are genuine individuals so we’re right right here if you’d like us

If you’d like assistance, simply contact us on 0800 427 666 or hop on to online talk and something of your significantly more than 30 professionals will likely be here to assist.

Conditions and terms

1. Susceptible to approval and financing. Harmoney’s interest levels cover anything from 6.99% p.a. to 24.69per cent p.a. consequently they are provided on the basis of the specific borrower’s credit assessment in accordance with Harmoney’s credit scorecard. To be approved and list your loan you have to satisfy Harmoney’s credit requirements and lending that is responsible. Costs, costs, stipulations use. 99% of loan requests are funded within twenty four hours of loans terms being accepted (considering loans submitted in 2018) .

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices vary from 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any very early payment charges.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to offer a peer to peer financing service under role 6 regarding the Financial Markets Conduct Act, 2013. The conditions of those licences imposed by the Financial Markets Authority are posted.

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered underneath the Financial Service services (Registration and Dispute Resolution) Act.